General Awareness Government Schemes

Government Schemes

The Government of National Democratic Alliance (NDA) was formed in May, 2014. In its tenure of more than 2 years, the present government has started various schemes, programmes and missions in different areas. It is very informative and helpful to know about these schemes and programmes. Here is the category wise description of various schemes and programmes launched.

Financial Inclusion Schemes

• Mission lndradhanush

It was launched as a seven pronged plan, to revamp functioning of public sector banks in August, 2015. The seven elements include appointments, board of bureau, capitalisation, de-stressing, empowerment, framework of accountability and governance reforms.

• Pradhan Mantri Mudra Yojana

Pradhan Mantri Mudra Yojana (PMMY) under the Micro Units Development and Refinance Agency (MUDRA). Bank is a new institution being set-up by the Government of India for development and refinancing activities relating to micro units. PMMY three categories of interventions has been named which includes- Shishu (loan upto Rs. 50000), Kishore (loan ranging upto Rs. 5 lakh) and Tarun (loan upto Rs. 10 lakh).

• PAHAL Yojana

The full form of PAHAL Yojana is Pratyaksh Hanstantarit Labh and concerns the LPG customers. PAHAL has been launched in January, 2015.

• Pradhan Mantri Jan-Dhan Yojana

It is India's National Mission for financial inclusion to ensure access to financial services, namely; banking savings and deposit accounts, remittance, credit, insurance, pension in an affordable manner. This financial inclusion campaign was launched on 28th August, 2014.

Social Security Schemes

• Pradhan Mantri Ujjwala Yojana

Pradhan Mantri Ujjwala Y ojana is a welfare scheme of the Government of India launched in May, 2016. Ujjwala Yojana is aimed at providing 5 crore LPG connections in the name of women in BPL (Below Poverty Line) households across the country.

• Atal Pension Yojana (APY)

It is a government-backed pension scheme in India targeted at the unorganised sector. It was formally launched in May. The minimum age of joining APY is 18 years and maximum age is 40 years. The age of exit and start of pension would be 60 years. The subscribers are required to opt for a monthly pension from Rs. 1000 to Rs. 5000.

• Pradhan Mantri Slllraksha Bima Yojana

It is a government-backed accident insurance scheme in India. It was formally launched in May, 2015. It is available to people between 18 and 70 years of age with bank accounts. The premium is just { 12 per annum for each member. In case of accidental death or full disability, the payment to the nominee will be Rs. 2 lakh and in case of partial permanent disability Rs. 1 lakh.

• Pradhan Mantri Jeevan Jyoti Bima Yojana

It is a government-backed Life Insurance Scheme in India launched in May, 2015. It is available to people between 18 and 50 years of age with bank accounts. It has an annual premium of Rs 330.

• Beti Bachao, Beti Padhao

It was launched in January, 2015. The scheme is designed to address the issue of declining Child Sex Ratio and relatec issues of empowerment of women through a life cycle continuum. The main objective is to prevent gender biased sex selective elimination by strict enforcement of laws with stringent punishment to violators.

• Sukanya Samriddhi Yojana

It was launched in January, 2015, under the 'Beti Bachao, Beti Padhao' campaign. This scheme was launched to meet the expense of the girl child's higher education and marriage.

In the account, a minimum of Rs. 1000 and maximum of Rs 1 lakh 50 thousand can be deposited annually, upon which interest of 8.6% will be accrued.

Health Schemes

• Pradhan Mantri Surakshit Matritva Yojana

It was launched in June, 2016. The scheme namely Pradhan Mantri Surakshit Matritva Yojana Abhiyan, is for the pregnant women who are suffering from several diseases during their pregnancy.

• Sugamya Bharat Abhiyan

The Union Government has launched Sugamya Bharat Abhiyan (Accessible India Campaign), a nationwide campaign in a bid to achieve universal accessibility to persons with disabilities. It was launched in December, 2015.

• Mission lndradhanush

It was launched in December, 2014. Under it, children will be vaccinated against seven preventable diseases. The diseases include diphtheria, whooping cough, tetanus, polio, tuberculosis, measles and hepatitis-B. Under this universal vaccination programme, all vaccines will be made available free of cost.

Housing Schemes

• Pradhan Mantri Awas Yojana-Gramin

It was launched in March, 2016. It will be implemented in rural areas across the country except Delhi and Chandigarh. An allowance of Rs. 120000 in plain areas and Rs. 130000 in hilly areas will be provided for construction of homes.

• Housing for All

It was launched in June, 2015 with an aim to provide affordable housing to urban poor. Under PMAY, it is proposed to build 2 crore houses for urban poor including economically weaker sections and low income groups in urban areas by the year 2022.

Infrastructure Development Schemes

• Setu Bharatam Project

It was launched in March, 2016 with an aim to make all national highways free of railway crossings by 2019. Under the project, as many as 208 rail over and under bridges would be constructed at unmanned railway crossings on national highways.

• Shyam.a Prasad Mukherji Rurban Mission

In an ambitious bid to transform rural areas to economically, socially and physically sustainable spaces. The Rurban Mission will thus, develop a cluster of smart villages.

• Ujjwal DISCOM Assurance Yojana (UDAY)

In November, 2015, the government had launched Ujjwal DISCOM Assurance Yojana (UDAY) scheme to provide a permanent solution for financial turn around and revival of Power Distribution companies (discoms).

• Deendayal Upadhyaya Gram Jyoti Yojana (DUGJY)

It was launched in July, 2015. The flagship scheme was launched with an aim to provide 24x7 uninterrupted electricity supply to each rural household across the country by 2022. It should be noted that, this scheme replaces Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).

• Digital India

It was launched in July, 2015. Digital India is a campaign launched by the Government of India to
ensure that government services are made available to citizens electronically by improving online infrastructure and by increasing internet connectivity or by making the country digitally empowered in the field of technology.

• Smart Cities Mission

Smart Cities Mission is an urban renewal and retrofitting programme by the Government of India with a mission to develop 100 cities all over the country making them citizen friendly and sustainable was launched on 25th June, 2015. Smart cities are projected to be equipped with basic infrastructure (citation needed) will offer a good quality of life through smart solutions,

• AMRUT Mission

It was launched in June, 2015 with the focus of the urban renewal projects is to establish infrastructure that could ensure adequate robust sewerage networks and water supp]y for urban transformation.

• Namami Ganga Yojana

This Yojana is an ambitious Union Government project, which integrates the efforts t·) clean and protect the Ganga river in a comprehensive manner.

• HRIDAY Yojana

National Heritage City Development and Augmentation Yojana (HRIDAY) was launched ed in January, 2015 with the aim of bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each heritage city.

Saansad Adarsh Giram Yojana

It was launched in October, 2014 for the development of model villages. Under the yojana, Members of Parliament (MPs) will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019 and a total of eight villages each by 2024.

• Swachh Bharat Mission

It was launched on 2nd October, 2014. To accelerate the efforts to achieve universal sanitation coverage and to put focus on
sanitation. It aims to achieve Swachh Bharat by 2019, as a fitting tribute to the 150th Birth Anniversary of Mahatma Gandhi

Employment/Skill Development Schemes

• Startup lndia/Standup India

In January, 2016 the Union Government has launched a 'Start-up lndia action plan to give boost to the Start-up India Movement. The Stand-up India scheme aimed at providing credit to Scheduled Caste (SC), Scheduled Tribe (ST), and women borrowers in the non-farm sector. Composite loan between Rs. 10 lakh and upto Rs. 1 crore will be provided to SC/ST and women and also inclusive of working capital component for setting~up any new enterprise.

• Nai Manzil Scheme

It was launched in August, 2015. Under the scheme girls from minority communities will be imparted 3 months skill development training in seven identified sectors relevant to the region.

• Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

It was launched in July, 2015. PMKVY, a flagship programme of Ministry of Skill Development and Entrepreneurship, has completed 10 lakh enrolments under the scheme. The scheme has been implemented by National Skill Development Corporation (NSDC) through a network of 1012 training partners affiliated to the scheme.

• Deen Dayal Upadhyay Grameen Kaushalya Yojana (DDU-GKY)

It is a Government of India youth employment scheme. It was launched in September, 2014 on the occasion of 98th birth anniversary of Pandit Deendayal Upadhyay. It aims to target youth, under the age group of 15-35 years. A corpus of ~ 1500 crore and is aimed at enhancing the employability of rural youth.

• Make in India

Make in India is an initiative launched by the Government of India to encourage multinational, as well as national companies to manufacture their products in India. It was launched in September, 2014. India hoped to emerge, after initiation of the programme in 2015 as the top destination globally for foreign direct investment, surpassing the United States of America as well as the People's Republic of China.

• Skill India

Skill India is a campaign launched in July, 2015 with an aim to train over 40 crore people in India in different skills by 2022. It includes various initiatives of the government like National Skill Development Mission, National Policy for Skill Development and Entrepreneurship, 2015, Pradhan Mantri Kaushal Vikas Yojana (PMK VY) and the Skill Loan scheme.

• USTAAD Scheme

USTAAD (Upgrading the Skills and Training in Traditional Arts/Crafts for Development) scheme has been launched in May, 2015. The scheme aims at upgrading skills and training of minority communities by preservation of traditional ancestral arts and crafts.

Agriculture-related Schemes

• Pradhan Mantri Fasal Bima Yojana

Pradhan Mantri Fasal Bima Yojana is the new crop damage insurance scheme that has been approved by the Union Cabinet in January, 2016. It will replace the existing two crop insurance schemes National Agricultural Insurance Scheme (NAIS) and Modified NAIS.

This scheme will help in decreasing the burden of premiums on farmers who take loans for their cultivation and will also safeguard them against the inclement weather.

• Pradhan Mantri Krishi Sinchai Yojana

The broad objectives of PMKSY are - Har Khet ko Pani; enhance the physical access of water on the farm and expand
cultivable area under assured irrigation, enhance adoption of precision-irrigation and other water saving technologies under More Crop Per Drop and promotion of micro-irrigation in the form of drips, sprinklers, pivots, rain-guns in the farm (Jal Sinchan).

• Soil Health Card Scheme

The Soil Health Card scheme has been launched in February, 2015. The 'Soil Health Cad' would carry crop-wise recommendations of nutrients/fertilisers required for farms in a particular village, so that the farmers can improve productivity by using inputs judiciously.

• Rashtriya Gokul Mission

It was launched in July, 2014 by the government for conservation and development of indigenous breeds in a focused and scientific manner

Miscellaneous Schemes

• Swadesh Darshan Scheme

It was approved by the Union Tourism Ministry for the development of Heritage circuit in Madhya Pradesh and Uttarakhand, Ramayana circuit in Uttar Pradesh, North-East circuit in Sikkim and coastal circuit of Tamil Nadu.

• Gold India Schemes

Prime Minister Narendn Modi launched three gold related schemes viz. Gold Monetisation Scheme (GMS), Sovereign Gold Bond Scheme (SGBS) and Indian Gold Coins (IGC) in November, 2015 to reduce the physical demand for gold and fish out 20000 tonnes of the precious metal lying idle with households and institutions.

• Mera Zila Meri Yoja.na

It aims to educate adults in the age group of 40-60. This scheme works under the guidance of the National Literacy Mission Authority, an independent wing of the Ministry of Human Resources and Development.

• Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)

It was launched in Seplcmbcr, 2015 for the welfare of tribals and other affected persons in mining areas. Under this scheme, the mining companies will need to contribute 10 to 30% of royalty for welfare of people directly or indirectly affected by mining.

• Pandit Deendayal Upadhyay Shramev Jayate Karyakram (PDUSJK)

It was launched in October, 2014 by the Government of India. Objective of this scheme is to create conducive environment for industrial development and doing business with case and also expanding government support to impart skill training for workers.

UJALA Scheme

The Union Government has launched National LED programme-Unnat Jyoti by Affordable LEDs for All (UJALA) on 11th March, 2016. The scheme will help reduce electricity bills of consumers, contribute to the energy security of India and also help in environment protection.

 
SiteLock